Emergency Financial Grants

Emergency grants often help with housing costs, utility bills, groceries, gas cards, car repairs needed to get to treatment or short-term childcare. Some organizations focus on particular cancers, age groups, veterans or regions, while others help anyone in active cancer treatment. Payments are frequently sent straight to a landlord, utility company or vendor rather than to the patient. Many programs cap how much they give or how often you can apply. Read each program's guidelines before applying so you ask for an expense they actually cover, which speeds up the decision and avoids a wasted application.

Most applications ask for proof of diagnosis and current treatment, recent income information and a copy of the specific bill you need help with. Some require a social worker, nurse or doctor to confirm your situation or submit the application for you. Gather these documents in one folder and keep scanned copies so you can apply to more than one program quickly. Apply early in treatment rather than waiting for a crisis, since funds can run out partway through the year. Keep a list of where you applied, the date and when to follow up, because some programs do not send updates automatically.

Hospital social workers are the best source for programs that are legitimate and currently funded. Local community action agencies, faith groups, veterans organizations and area agencies on aging may also offer help. Be cautious of websites or callers that charge an application fee, ask for bank passwords or promise guaranteed grants in exchange for payment. Legitimate charities generally do not require you to pay to apply. If you are unsure about a program, ask your social worker to check it before you share personal or financial information.

1. 1

   Ask your hospital social worker for a current list of reputable emergency grant programs.

2. 2

   Collect proof of diagnosis, income and the specific overdue bill before applying anywhere.

3. 3

   Apply early in treatment and keep a log of every program, date and follow-up.

4. 4

   Refuse any program that charges a fee to apply or promises guaranteed approval.